The longest lasting organizational project you will ever take on is…P.A.P.E.R. The fact is every day new documents come into our possession, magazines, bills, cards of various importance, etc. And at the end of the day if you are lacking a good organizational method for management you might just get lost in it all.
|Here it is readers…my shameful paper piles|
Why it worked for me: The biggest reason this worked for me was the price. My mom had one of these that she no longer wanted and asked if I wanted it. F.R.E.E was the biggest reason I went this route. Also this method had the same hanging file system I liked from the box method so I could label each bill and easily sort through anything I needed to. The obvious perk was the amount of space.
My Current Method
I am in love with the binder method. I have always been a huge fan of binders when it came to organizing school notes and class work so it should have been a no-brainer when I was looking for a home paper organizational method. I started using this method over the last year when my husband and I moved into our new home. I have made some changes and adjustments here and there but all-in-all it has worked great.
Here is the meat and potatoes of my household binder:
|I use a 3 inch binder. It provides tons of space!|
|Who ever invented tabbed and folder dividers is amazing! I LOVE them!|
This is the area that is very personalized. For this binder I focused solely on financials. Each tab is as follows:
- Budget: This includes our written out budget to determine savings, goals, etc
- House bills: This tab begins first with a “Year’s bills at a glance” sheet. I created a single page document that has each month and each bill. There is a space for date paid, check number, and amount paid. This allows us to calculate averages over the year, make sure each bill is paid, and keep record of payment just in case.
- Auto Bills: This tab includes auto insurance payments and maintenance schedules and payments. Even though it has its own tab all money spent for on automobiles is also recorded in the “Year’s bills at a glance” sheet.
- Justina Bills: Two words: Student. Loans. Helps me keep track of payment, due dates, etc
- Medical: This area is storage for all insurance payment information, co pay and prescription information.
- Retirement/Savings: This place is an area for all our quarterly statements and account records
- Tax Info: Taxes only happen once a year but require information from throughout the year. This tab allows me and my husband to file away receipts, documents, etc throughout the year. Come January all the documents in this tab are moved to a file folder and are ready for tax filing.